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  Term Deposits/GICs

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  Term Deposits/GICs

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Short Term Rates

30-270 days | 1-6 years

U.S. Term Deposits/GICs: 30 to 270 days
Sorted by: Financial Institution  in ascending order   (Click on a column heading to sort up or down)
Financial Institution Redeemable Minimum Deposit Term in Days
30 60 90 120 180
ATB Financial yes 1,000 0.050 0.050 0.050 0.050 0.050
Alterna Savings no 500 0.050 0.100 0.200 0.250 0.350
BMO Bank of Montreal no 1,000 0.050 0.150 0.200 0.250 0.350
Bank of Nova Scotia no 1,000 0.005 0.120 0.170 0.220 0.320
CIBC no 5,000 0.550 0.650 0.750 0.800 1.200
Desjardins - Caisses no 5,000 0.100 0.150 0.200 0.250 0.350
HSBC Bank Canada yes 5,000 0.650 0.800 0.950 1.000 1.450
Laurentian Bank Canada no 5,000 0.050 0.050 0.050 0.050 0.050
Meridian Credit Union yes 5,000 0.050 0.050 0.150 0.150 0.300
National Bank no 5,000 0.050 0.150 0.200 0.250 0.350
National Bank yes 5,000 0.030 0.040 0.050 0.050 0.050
Royal Bank of Canada no 5,000 0.020 0.050 0.150 0.200 0.250
Steinbach Credit Union yes 5,000 0.350 0.400 0.450 - -
TD Canada Trust no 5,000 0.500 0.550 0.600 0.700 0.800
Tangerine no 1 - - 0.250 - 0.250

Interest not compounded and paid at maturity.

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are purchased and held in US funds.

Prepared by Cannex on July 20, 2018
This information is current as of the date and time posted and is subject to change without notice.
© Copyright 2002 CANNEX Financial Exchanges Limited.

All rights reserved. Authorized users may copy portions of this information without alteration for their own personal or internal use only. CANNEX Financial Exchanges Limited must be identified as the source of the data on all copies.