globeandmail.com
    Globe Advisor is moving, click here to see

Broker Rates
 

Available only through broker dealers

 
  Term Deposits/GICs

RRIFs 
Investment Rates
  Term Deposits/GICs

RRIFs

Life Annuities

Deposit Accounts

US Term Deposits
Loan Rates
  Open Mortgage

Closed Mortgage

Prime Rate
Credit Cards

Auto Loans

Equity Loans

Secured 
Line of Credit


Unsecured 
Line of Credit


Unsecured Loans
Focus on Rates
  Articles from The Globe and Mail

Short Term Rates

Registered 30-270 days | 1-6 years  Non-registered 30-270 days | 1-6 years

Page 1 of 3    next page >>
Registered Term Deposits/GICs: 1 to 6 years (Non-Broker)
Sorted by: Financial Institution  in ascending order   (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Min. Deposit Term in Years
1 2 3 4 5 6
ATB Financial Semi-annually At maturity yes 500 0.100 0.100 0.100 0.100 0.100 -
ATB Financial Annually At maturity yes 500 0.350 0.350 0.350 0.350 0.350 -
ATB Financial Semi-annually At maturity no 500 1.250 1.760 2.000 2.050 2.250 -
ATB Financial Annually At maturity no 500 1.500 2.010 2.250 2.300 2.500 -
AcceleRate Financial Annually At maturity no 500 2.400 2.600 2.750 2.900 3.100 3.100
Achieva Financial Annually At maturity no 1,000 2.400 2.600 2.750 2.900 3.100 -
Alterna Bank Annually Annually no 500 1.500 1.600 1.800 1.800 2.100 -
Alterna Savings Annually Annually no 500 1.150 1.300 1.400 1.500 1.700 -
Alterna Savings Not compounded Annually yes 500 0.750 - - - - -
B2B Bank Annually At maturity no 1,000 1.970 2.340 2.580 2.600 2.830 -
BMO Bank of Montreal Not compounded Annually no 1,000 0.850 1.050 1.150 1.250 1.500 1.500
BMO Bank of Montreal Annually At maturity no 1,000 0.850 1.050 1.150 1.250 1.500 1.500
BMO Bank of Montreal Annually At maturity yes 1,000 0.600 0.800 0.900 1.000 1.250 -
Bank of Nova Scotia Annually At maturity no 500 0.850 1.000 1.050 1.100 1.250 -
Bk Nova Scotia Mtg. Corp Annually At maturity no 500 0.850 1.000 1.050 1.100 1.250 -
CIBC Annually At maturity no 500 0.550 0.650 0.850 1.050 1.250 -
CIBC Annually At maturity yes 500 0.300 0.400 0.600 - - -
CIBC Not compounded Annually cashable 500 0.450 - - - - -
Canada Life Annually At maturity yes 25,000 1.500 1.500 1.550 1.750 1.800 1.850
Canada Life Annually At maturity yes 75,000 1.500 1.500 1.550 1.750 1.800 1.850
Canada Life Annually At maturity yes 1,000 1.500 1.500 1.550 1.750 1.800 1.850
Canadian Western Bank Annually At maturity no 500 1.980 2.360 2.570 2.600 2.860 -
Canadian Western Trust Annually At maturity no 5,000 1.970 2.340 2.580 2.600 2.830 -
Coast Capital Savings Annually At maturity no 1,000 1.200 1.300 1.750 1.600 2.000 -
Community Trust Annually At maturity no 1,000 1.600 2.350 2.500 2.600 2.750 -
Community Trust Annually At maturity no 50,000 1.700 2.450 2.600 2.700 2.850 -
Comtech Credit Union Annually At maturity no 1,000 1.800 1.820 1.850 2.250 2.350 -
Comtech Credit Union Annually At maturity no 200,000 1.900 2.100 2.250 2.400 2.750 -
Comtech Credit Union Annually At maturity no 100,000 1.900 2.100 2.250 2.400 2.750 -
Comtech Credit Union Annually At maturity no 50,000 1.900 2.100 2.250 2.400 2.750 -
Desjardins - Caisses Annually At maturity no 500 0.900 1.150 1.250 1.400 1.550 -
Desjardins - Fiducie Annually At maturity no 500 0.900 1.150 1.250 1.400 1.550 -
Effort Trust Company Annually At maturity no 1,000 2.100 2.300 2.300 2.350 2.400 -
Empire Life Annually At maturity yes 500 1.300 1.650 1.750 1.850 2.350 1.900
Empire Life Annually At maturity yes 100,000 1.550 1.900 2.000 2.100 2.600 2.150
Empire Life Annually At maturity yes 50,000 1.425 1.775 1.875 1.975 2.475 2.025
Entegra Credit Union Annually At maturity no 1,000 2.300 2.500 2.650 2.800 3.000 -
Entegra Credit Union Not compounded Annually no 1,000 2.300 2.500 2.650 2.800 3.000 -
Equitable Life Annually At maturity yes 50,000 1.500 2.250 2.250 2.250 2.400 -
Equitable Life Annually At maturity yes 25,000 1.500 2.250 2.250 2.250 2.400 -
Equitable Life Annually At maturity yes 500 1.500 2.250 2.250 2.250 2.400 -
First Calgary Financial Annually At maturity no 500 1.700 2.000 2.150 2.250 2.500 -
FirstOntario Credit Un. Annually At maturity no 500 1.800 1.900 2.000 2.250 2.500 -
Great-West Life Not compounded Annually no 25,000 1.500 1.500 1.550 1.750 1.800 1.850
Great-West Life Not compounded Annually no 50,000 1.500 1.500 1.550 1.750 1.800 1.850
Great-West Life Not compounded Monthly no 500 1.400 1.400 1.450 1.650 1.700 1.750
Great-West Life Not compounded Monthly no 25,000 1.400 1.400 1.450 1.650 1.700 1.750
Great-West Life Not compounded Monthly no 50,000 1.400 1.400 1.450 1.650 1.700 1.750
Great-West Life Annually At maturity no 500 1.500 1.500 1.550 1.750 1.800 1.850
Great-West Life Annually At maturity no 25,000 1.500 1.500 1.550 1.750 1.800 1.850
Page 1 of 3    next page >>

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on January 19, 2018
This information is current as of the date and time posted and is subject to change without notice.
© Copyright 2002 CANNEX Financial Exchanges Limited.

All rights reserved. Authorized users may copy portions of this information without alteration for their own personal or internal use only. CANNEX Financial Exchanges Limited must be identified as the source of the data on all copies.