globeandmail.com
    Globe Advisor is moving, click here to see

Broker Rates
 

Available only through broker dealers

 
  Term Deposits/GICs

RRIFs 
Investment Rates
  Term Deposits/GICs

RRIFs

Life Annuities

Deposit Accounts

US Term Deposits
Loan Rates
  Open Mortgage

Closed Mortgage

Prime Rate
Credit Cards

Auto Loans

Equity Loans

Secured 
Line of Credit


Unsecured 
Line of Credit


Unsecured Loans
Focus on Rates
  Articles from The Globe and Mail

Short Term Rates

Open, Variable to 2 Years | Closed, Variable to 5 Years | Closed, 6 to 20 Years

Mortgages: Closed, variable to 5 years
Sorted by: Financial Institution  in ascending order   (Click on a column heading to sort up or down)
Financial Institution Term
Variable 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years
ATB Financial 3.000 4.500 3.090 3.190 3.340 3.390 3.390
Alterna Bank 3.150 4.000 3.290 3.240 3.290 3.250 3.350
Alterna Savings 3.200 4.000 3.290 3.240 3.290 3.390 3.390
Bank of Montreal 3.600 4.200 3.290 3.500 4.050 4.790 5.140
Bank of Nova Scotia 3.450 4.750 3.690 3.490 3.940 4.290 5.140
CIBC Mortgages 3.450 3.750 3.290 3.240 3.640 4.290 4.990
Canadian Western Bank 3.000 6.390 2.940 2.940 2.990 3.140 3.320
Canadian Western Trust 2.900 4.000 3.140 3.040 3.650 4.200 4.740
Comtech Credit Union - 6.200 2.840 2.890 2.950 2.990 3.240
Desjardins - Caisses 3.450 4.400 3.390 3.590 4.150 4.590 5.140
Effort Trust Company - 4.500 4.000 4.100 4.150 4.700 4.900
Equitable Bank - - 3.340 3.390 3.950 4.890 5.140
First Calgary Financial - 4.090 2.990 2.990 3.040 3.140 3.290
First National Financial 3.200 3.990 4.090 3.740 3.540 3.590 3.590
FirstOntario Credit Un. 3.300 4.940 3.590 3.240 3.340 3.490 3.490
HSBC Bank Canada 2.690 3.690 2.940 2.990 3.040 3.090 3.140
Home Trust Company-Agent - - 3.240 3.290 3.900 4.640 4.890
ICICI Bank Canada 3.050 - 3.190 3.190 3.290 3.399 3.440
Investors Group Trust 3.450 4.200 3.350 3.350 3.740 4.240 5.140
Kindred Credit Union 3.450 - 3.950 3.950 3.950 4.000 4.040
Laurentian Bank Canada 3.450 4.400 3.390 3.390 3.690 4.240 5.140
League Svgs & Mortgage - 4.450 3.050 3.150 3.300 3.400 3.500
Libro Credit Union - 3.750 3.450 3.450 3.450 3.490 3.540
London Life 3.450 4.200 3.350 3.350 3.740 4.240 5.140
Luminus Financial 4.000 - 4.100 4.200 4.350 4.500 4.990
Manulife Bank 3.950 4.450 3.240 3.340 3.440 3.540 3.640
Manulife Trust - 4.450 3.240 3.340 3.440 3.540 3.640
Meridian Credit Union 2.800 4.000 2.990 3.040 3.390 3.890 3.150
National Bank 3.200 4.400 3.340 3.590 4.150 4.590 5.140
PACE Savings & Credit Un 2.700 3.140 3.340 3.390 4.000 4.740 4.990
Parama Credit Union 3.400 - 3.090 3.190 3.290 3.490 3.690
Peace Hills Trust - 4.500 3.150 3.500 3.750 3.850 3.950
Rapport Credit Union 2.700 6.000 3.090 3.140 3.540 4.190 4.840
Royal Bank of Canada 3.450 3.340 3.340 3.590 4.150 4.890 5.140
Simplii Financial 3.450 6.190 3.440 3.240 3.590 4.190 4.640
Steinbach Credit Union - - 3.090 3.190 3.290 3.390 3.490
Street Capital Bank 2.450 - 3.290 3.290 3.440 3.440 3.440
T-D Mortgage 3.600 3.140 3.040 3.240 3.440 3.890 5.140
Tangerine 2.950 - 3.290 3.090 3.140 3.240 3.340
Your Neighbourhood C.U. - - 3.090 3.190 3.390 3.490 3.690

A mortgage is a contract stipulating a specific property, typically a residence or building, as collateral for a loan. The mortgage incurs a rate of interest that varies according to term and other features. Closed mortgages involve a strict repayment schedule of a specific amount with optional limited lump sum payments and payment increases.

Prepared by Cannex on January 20, 2018
This information is current as of the date and time posted and is subject to change without notice.
© Copyright 2002 CANNEX Financial Exchanges Limited.

All rights reserved. Authorized users may copy portions of this information without alteration for their own personal or internal use only. CANNEX Financial Exchanges Limited must be identified as the source of the data on all copies.