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Articles from The Globe and Mail


  Bank of Canada cautiously holds steady on rates
BARRIE McKENNA  

Thursday, April 19, 2018

The Bank of Canada is continuing to build a case for higher interest rates - just not yet.The central bank kept its key rate unchanged at 1.25 per cent on Wednesday, citing an economic slowdown early this year plus weakness in housing, trade and investment.
FULL STORY


Interest rate vise may be closing on home equity lines of credit
ROB CARRICK  

Wednesday, April 18, 2018

There are two separate interest rate threats facing the people who have collectively borrowed about $207-billion from the big banks using a home equity line of credit.The obvious risk is that the Bank of Canada will continue a process begun last summer of raising its benchmark overnight lending rate.
FULL STORY


IMF predicts moderate Canadian growth in 2018, 2019
ALEXANDER PANETTA  

Wednesday, April 18, 2018

The International Monetary Fund projects moderate economic growth for Canada this year and next, albeit at a rate lower than last year's and significantly slower than in the United States.
FULL STORY


BoC unlikely to pull trigger on rate hike
MICHAEL BABAD  

Monday, April 16, 2018

Some analysts expect the Bank of Canada to raise its benchmark interest rate again this week, but it's more likely that Governor Stephen Poloz and his colleagues will sit this one out.
FULL STORY


March home sales plunge 23% from record year-earlier pace
ARMINA LIGAYA  

Saturday, April 14, 2018

The number of Canadian homes sold in March plunged 23 per cent and the national average price was down 10 per cent from the same month last year amid double-digit plunges in most housing markets across the country, according to the latest monthly sales data released Friday.
FULL STORY


What's that sound? The thud of markets, home sales
MICHAEL BABAD  

Monday, April 09, 2018

That sound you hear this week will be the thud of Canadian home sales.We've already seen reports from several local real estate boards, notably those in Toronto and Vancouver, so we know Friday's national look from the Canadian Real Estate Association won't be pretty.
FULL STORY


Home truths: Easy equity is trapping us in record debt
JANET McFARLAND, BRENT JANG  

Saturday, April 07, 2018

Pamela Capraru's long-term financial plan was overturned by a home renovation that went far over budget.''It's really the reno that kind of threw everything into disarray,'' said the freelance editor, who lives in Toronto's Leslieville neighbourhood.
FULL STORY


Economy cools amid cuts to oil production, real estate slowdown
DAVID PARKINSON  

Friday, March 30, 2018

Canada's economic output unexpectedly contracted in January, as the impact of tougher real estate regulations and oil sands shutdowns further applied the brakes to an already sluggish economy.Statistics Canada reported that real gross domestic product declined by 0.1 per cent in January from December on a seasonally adjusted basis, the first negative reading in five months. That partly undoes the 0.2-per-cent rise in December, which Statscan revised upward from its originally reported 0.1 per cent.
FULL STORY


Yes, variable-rate mortgages can still be cheaper
ROB CARRICK  

Wednesday, March 28, 2018

The safe and sound choice in today's mortgage market is to lock down a rate for five years and let borrowing costs do what they may.That's how you should proceed if you're a nervous firsttime home buyer or just holding things together financially as you renew. Everyone else, consider the variable-rate option. While they leave you exposed to rising interest rates ahead, variablerate mortgages can be cheaper in two important ways.
FULL STORY


Inflation reaches three-year high, strengthening case for more rate hikes
DAVID PARKINSON  

Saturday, March 24, 2018

Canadian inflation surged to its highest rate in more than three years in February, strengthening the case for further interest-rate increases from the Bank of Canada.Statistics Canada reported that the 12-month increase in the consumer price index was 2.2 per cent, up sharply from 1.7 per cent in January, and the fastest 12-month pace since October, 2014.
FULL STORY


Household debt remains key threat: BoC
DAVID PARKINSON  

Friday, March 23, 2018

Canada's persistent high household debts remain a key potential threat to Canada's financial stability, despite policy changes aimed at cooling the threat, the second-in-command at the Bank of Canada says.
FULL STORY


What to know if you're considering a mortgage from an alternative lender
TARA DESCHAMPS  

Friday, March 23, 2018

Samantha Brookes has been warning Canadians to take a close look at the clauses in their mortgage contracts for years, but her refrain has become a bit more prevalent in recent months.
FULL STORY


A new-look Fed, a hot economy: Why U.S. rate hikes are giving Bank of Canada reason for caution
DAVID PARKINSON  

Thursday, March 22, 2018

The new-look U.S. Federal Reserve, which had its coming-out party Wednesday, has brought with it increased prospects for more aggressive interest-rate increases over the next year.
FULL STORY


Early RRSP withdrawals can bring advantages
JEFF BUCKSTEIN  

Wednesday, March 21, 2018

Under certain circumstances, those who take strategic early withdrawals from a registered retirement savings plan may find tax and other financial advantages, experts say.In the decade prior to the absolute deadline when 71-yearold Canadians must turn an RRSP into either a registered retirement income fund (RRIF) or an annuity, it may make sense to withdraw some RRSP funds, but the raids should be carefully executed.
FULL STORY


Heading back to the city
DIANNE MALEY  

Saturday, March 17, 2018

Amid a tide of city dwellers selling their high-priced houses and moving to lessexpensive places, Emma aims to go the other way. She wants to sell her suburban house and move back to the city.
FULL STORY


In mortgages, what's old is new again
ROBERT McLISTER  

Thursday, March 15, 2018

Back in the good old days - assuming you deem preSecond World War the good old days - there was a time-honoured maxim. It went like this: ''One week's salary for one month's mortgage payment.''
FULL STORY


BoC 'cautious' on rate hikes amid uncertainty on trade
BARRIE McKENNA  

Thursday, March 08, 2018

Canada's central bank has put interest rate hikes on hold as it weighs the fallout from a slowdown in household borrowing and looming U.S. tariffs on steel and aluminum.
FULL STORY


BoC 'cautious' on rate hikes amid uncertainty on trade
DAVID PARKINSON  

Thursday, March 08, 2018

Bank of Canada governor Stephen Poloz has always talked about monetary policy as being a risk-management exercise. That approach is going to be put to the test this year, as mounting risks have become the pivotal determinant of where the central bank takes interest rates.
FULL STORY


Our children have watched us as borrowers, and now they're loading up on debt
ROB CARRICK  

Thursday, March 01, 2018

We have some early indicaW tions of how kids raised in an era of free and easy borrowing handle credit themselves.It's not going especially well.The credit-reporting firm TransUnion says the country's credit profile over all was in reasonably good shape in the fourth quarter of 2017, especially in light of recent interest-rate increases.
FULL STORY


Strategies the wealthy employ to insulate their nest eggs
JOEL SCHLESINGER  

Friday, February 23, 2018

For most investors, growth is the name of the game. For the wealthy, though, it's more about wealth preservation.They likely already have enough capital to meet their needs and then some, and their goal is to protect that.
FULL STORY


Is this the year household debt gets messy?
ROB CARRICK  

Wednesday, February 14, 2018

The Toronto housing market's rotten January has thrown a scare into veteran mortgage broker John Cocomile.A lot of Mr. Cocomile's business in recent years has been mortgage refinancings, which are like a financial-stress reducer.
FULL STORY


Week ahead presents handful of finger-on-the-trigger market moments
MICHAEL BABAD  

Monday, February 12, 2018

The next few days hold some finger-on-the-trigger moments that could amp up the angst in global markets or, instead, help calm those frayed nerves.Key is the hump-day report on U.S. inflation, the trigger for last week's wild swings that drove the SandP 500 down 5.2 per cent, the SandP/TSX composite down 3.7 per cent and the volatility index known as the VIX, a.k.a. the fear gauge, up.
FULL STORY


The Fed under Yellen
MARTIN CRUTSINGER  

Saturday, February 03, 2018

When Janet Yellen leaves the U.S. Federal Reserve this weekend after four years as chair, her legacy will include having shattered a social barrier: She is the first woman to have led the world's most powerful central bank, a position that carries enormous sway over the global economy.
FULL STORY


Big banks refuse to budge on GIC rates
GORDON PAPE  

Tuesday, January 30, 2018

Editor and publisher of the Internet Wealth Builder and Income Investor newsletters. For more information and details on how to subscribe, go to buildingwealth.ca nterest rates are going up, but I savers are not benefiting.
FULL STORY


Apotex CEO quits, former boss takes over, as drug maker reels from founder's death
ANDREW WILLIS, TIM KILADZE, JACQUELINE NELSON  

Saturday, January 27, 2018

Apotex Inc. chief executive officer Jeremy Desai has stepped down suddenly, to be replaced by his predecessor, as Canada's generic-drug giant shakes up its executive ranks in the aftermath of founder Barry Sherman's death.
FULL STORY