Report on Seg Funds
Rob Carrick investigates why the
complexity of seg funds may intimidate
investors, and describes a lesser-known benefit
of these funds -- creditor protection -- that
may offer value to some of your clients.
Building with Seg Funds
Segregated funds can do good things for
clients who want equity exposure without all
the usual risks, but they're no portfolio
panacea, writes Rob Carrick.
There is no escaping either one, but
seg funds can offer a measure of protection,
Matthew Ingram writes.
The seg funds now on offer are more
conservative, less complex than in years past.
A caveat: they also have weaker guarantees and,
in some cases, higher fees.
Irrational Valuations...Market Turmoil
Tech-Stock Exuberance, Anyone?
Talk of the swelling tech-stock bubble
sounds like a headline from '99. But checking
out the P/E multiples some household tech names
are trading at, just might give you deja vu.
Read Matthew Ingram's report.
Olive Branch For Wary Investors
"A few months where nothing
terrible happens" would go a long way in
getting Canadians to have faith in the markets
again, Carolyn Leitch writes. If your clients are
getting itchy "sell" fingers now,
here's evidence they shouldn't pull the trigger
-- and the case for optimism.
FINANCE: From The Globe and Mail
Smarts Help Retiree Build Portfolio
This article about a retired former
management consultant and self-described
"conservative investor" who manages
his own stock portfolio, illustrates how even
small-time investors can realize decent
results, if discipline is applied.
Developer Tries Tax Deferral
This case study of a recovering tech
investor outlines key tax strategies and
provides advice on how to change clients'
'reactive' approach to investing into a
Tries to Cope With Vancouver Prices
Going beyond the usual tips to live
frugally, a financial advisor provides a couple
with advice on how to pay down their mortgage
faster, and stabilize their portfolio.
- PLUS: Employer
Contributions To RRSPs Make Sense
Here's a hot tip from Globe and Mail
tax expert Tim Cestnick: get your clients'
employers to help them maximize their RRSP
contributions. Paying salary directly to an
RRSP account sounds simple -- but the amount of
possible tax savings may surprise you.